Terms of Service

Effective: April 2026. Last updated: April 15, 2026.

1. Who we are

InsideREU is a trading and marketing name of Upfixe Lda Unipessoal, a single-member limited company registered in Portugal. References below to "we", "us", or "the Company" mean Upfixe Lda Unipessoal. References to "InsideREU" mean the website, application, and related services operated at insidereu.com.

2. Service description

InsideREU provides aggregated views of publicly disclosed insider trades by company directors and managers under Regulation (EU) No 596/2014 ("Market Abuse Regulation"), Article 19. The service includes leaderboards, weekly email digest, alert notifications, and an API. It is provided as-is, without warranty of any kind, express or implied, to the fullest extent permitted by applicable law.

3. Your account

You must provide a valid email address and keep your account secure. You are responsible for all activity under your account. We may terminate accounts that violate these terms or applicable law, with a refund of the unused portion of any prepaid subscription.

4. Subscriptions and billing

  • Payments are processed by Paddle.com Market Ltd, which acts as Merchant of Record. Paddle is responsible for VAT, card processing, and subscription management on our behalf.
  • Paid plans renew automatically at the end of each billing period until cancelled.
  • You can cancel at any time from your account page. Access continues to the end of the already-paid period.
  • Paid plans include a free trial period of up to 14 days. No charge is made during the trial. Cancel before the trial ends to avoid any payment.
  • Pricing may change for new subscribers at any time. Existing subscribers will be given 30 days' notice of any price increase applied to their renewal.

5. Refunds and right of withdrawal

See our dedicated Refund Policy for the full details; the summary below is provided for convenience.

EU / EEA / UK consumers: Under the EU Consumer Rights Directive (2011/83/EU), you ordinarily have a 14-day cooling-off period from the date of purchase, during which you may withdraw from a contract for a digital service and receive a full refund.

Immediate access waiver: Because InsideREU provides digital content that begins immediately upon your subscription, we ask you to expressly confirm at checkout that performance begins during the 14-day period and that you acknowledge the consequent loss of the right of withdrawal (Article 16(m)). You may decline and request a refund within 14 days if you did not click that confirmation.

30-day money-back guarantee: Regardless of the above, on your first paid subscription we offer a 30-day no-questions-asked refund. Email george@insidereu.com with your Paddle transaction ID and we will refund via Paddle within 5 business days.

Renewal charges are not refundable except where required by law, but you can cancel at any time to prevent further charges.

6. Acceptable use

  • No automated scraping or bulk redistribution of our data beyond the publicly-documented API rate limits.
  • No reverse-engineering or attempting to extract source code.
  • No use that would violate insider-dealing or market-manipulation laws in any jurisdiction.
  • No attempt to circumvent our access controls or rate limits.

7. Data and intellectual property

All underlying regulatory filings are public information disclosed under MAR Article 19. Our aggregation, ranking methodology, computed metrics (win rate, cluster signals), software, UI, and branding are our intellectual property and may not be copied or redistributed except via the documented API.

8. Limitation of liability

To the fullest extent permitted by law, InsideREU is not liable for trading losses, missed opportunities, or consequential damages arising from use of the service. Our aggregate maximum liability to any user in any 12-month period is limited to the fees paid by that user during that period.

Nothing in these terms excludes liability for death, personal injury caused by negligence, fraud, or any liability that cannot be excluded under Portuguese consumer protection law.

9. Privacy

Our handling of your personal data is described in our Privacy Policy. We are the data controller under GDPR. For data-protection inquiries, email george@insidereu.com.

10. Governing law and jurisdiction

These terms are governed by the laws of Portugal. Any dispute that cannot be resolved informally shall be submitted to the courts of Lisbon, Portugal. Nothing in this clause prevents consumers from bringing a claim in their country of residence where EU consumer law applies.

11. Changes

We may update these terms. Material changes affecting existing subscribers will be emailed at least 30 days before taking effect. Continued use after a change constitutes acceptance.

12. Contact

Upfixe Lda Unipessoal · Portugal · george@insidereu.com